Investment and loan agreements

Legal certainty in raising capital

Raising financing is an important step for many companies in their growth. Whether it's an investment from a business angel, venture capital, or a business loan, a well-drafted investment contract or loan agreement is essential. This allows you to formalize the agreements with investors or financiers and prevents costly conflicts in the future.

Why an investment contract or loan agreement?

For entrepreneurs, SMEs, and startups attracting capital, significant interests are often at play. Clear contractual agreements protect both the business and the investor or lender. This provides certainty regarding repayment, returns, and control. Without a solid agreement, you risk ambiguities and legal disputes.

What does an investment or loan agreement regulate?

A good contract is tailored. Important subjects that can be included in an investment contract or loan agreement are:

• Amount of the investment or loan and method of payment
• Interest rates, repayment schedule, and term
• Securities: liens, mortgage rights, or personal guarantees
• Conversion rights (for example, the conversion of a loan into shares in startup financing)
• Rights and obligations of the investor, such as information and control rights
• Exit strategies and agreements regarding sale or transfer
• Consequences of default or bankruptcy

It is crucial, especially when attracting capital for SMEs and startups, to establish agreements that protect both the investor and the entrepreneur. Standard models often fall short and do not account for the specific interests and risks of your business.

Legal advice for investment and financing

We advise and assist entrepreneurs, scale-ups, and investors in drafting, reviewing, and negotiating investment contracts and loan agreements. Our goal is to find a balance between legal certainty and commercial feasibility. This ensures you have an agreement that secures the investment while allowing room for growth.

Certainty in raising capital

Do you want to formalize an investment or business loan? Have your agreements documented in a legally sound contract. Contact us for tailored advice on investment and loan agreements. This way, you prevent uncertainty and lay a solid foundation for successful financing.